{
  "items": [
    {
      "frequency": "yearly",
      "item": "Florida annual report",
      "next_due": "needs owner date",
      "note": "Verify annual report filing deadline and entity status."
    },
    {
      "frequency": "periodic",
      "item": "Contractor license renewal",
      "next_due": "needs owner date",
      "note": "Track DBPR/professional license renewal and CE."
    },
    {
      "frequency": "periodic",
      "item": "EPA certification records",
      "next_due": "needs owner date",
      "note": "Track technician certification proof."
    },
    {
      "frequency": "yearly",
      "item": "General liability insurance",
      "next_due": "needs owner date",
      "note": "Renew policy and store certificate."
    },
    {
      "frequency": "yearly",
      "item": "Workers compensation",
      "next_due": "needs owner date",
      "note": "Track policy/exemption status."
    },
    {
      "frequency": "yearly",
      "item": "Vehicle registration/insurance",
      "next_due": "needs owner date",
      "note": "Track work vehicles."
    }
  ],
  "vertical": "hvac_florida"
}