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Contractor Payment Schedule Checklist

A payment schedule is a risk schedule. Read it that way.

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What to check on the estimate

Questions worth asking

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Paste or upload the estimate. The free scan lists the sections it found, the sections that look missing or unclear, and a question list you can send to the contractor. It does not tell you whether a price is fair, because that is not something a document review can answer.

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Frequently asked

What is a fair number of draws?

Enough that no single payment is far ahead of delivered work. The structure matters more than the count.

Why tie the last payment to the permit?

It aligns the final incentive with the paperwork you will actually need if you ever sell or file a claim.

Related guides

Free checklists

Printable checklists you can take into the conversation.

Free checklists
Educational checklist only. Not legal, engineering, pricing, contractor-vetting, or building-code advice. This does not decide whether a price is fair or which contractor to hire. Verify everything with your own licensed professional and your local building department.

Independent tool. No contractor marketplace, no lead selling, no referral fees. Payment is not enabled, so nothing on this site can charge you.